Question #8

Reading: Reading 7 Economics of Regulation

PDF File: Reading 7 Economics of Regulation.pdf

Page: 4

Status: Unattempted

Part of Context Group: Q8-11 First in Group
Shared Context
of 25 A Swiss company is looking to acquire their main competitor based in Singapore. This acquisition could create a company that represents 55% of the market share. An analyst following this industry must be aware of potential anti-trust regulatory issues in: A) Switzerland. B) Singapore. C) both Singapore and Switzerland. RRT is a small democratic country in the South Pacific. Due to advantageous taxation rules it has grown rapidly over the last ten years as an influx of overseas investment gave rise to a significant financial services industry. Tom Wiggins, CFA, covers RRT for the investment firm he works for in the U.S. He correctly predicted RRT's rapid expansion and as a result his monthly research reports are widely distributed. RRT is now facing a challenging period, however, as a high profile scandal has rocked the finance industry and is likely to lead to a series of sweeping reforms. The scandal centered on the two largest commodity futures exchanges which together processed 98% of commodity derivative transactions in the country. A whistleblower revealed that the market participants had colluded over a period of several years to keep spreads and commissions artificially high. There has also been a significant increase in insider trading cases, and an even more alarming increase in the number of such cases which have failed to result in a successful prosecution. Regulation of the exchanges had been the responsibility of the Market and Trading Commission (MTC), a government agency which gained its authority from the Fair Market Trading Act (1992), a wide reaching but out-of-date piece of legislation that still governs the market today. The MTC in turn delegates responsibility to several other organizations. The two organizations that have been most heavily criticized as a result of the scandal are the Derivatives Trading Commission (DTC) and the Public Audit Commission (PAC). The DTC is a self-regulating organization whose quoted mission is to 'protect market participants from abusive practices and promote transparent and competitive markets'. In carrying out this mission, the DTC has the power to prosecute under the Fair Market Trading Act and hand out fines of up to the equivalent of USD 50,000,000, in addition to custodial sentences. The PAC was established by the previous government as a non-profit organization with the aim of overseeing the audit of all public companies. It is funded through a share of audit fees and staffed directly by the MTC. The DTC has been criticized for failing to pick up on the market collusion and generally failing to utilize its powers to their full extent. The largest fine it has handed out to date is the equivalent of USD 2,500,000. The PAC has had a troubled history since its formation. An independent review found that the audits of the companies accused of collusion failed to identify 'clear evidence' of collusion that they should 'reasonably' have been expected to uncover. The PAC's response was that this kind of 'detective' work was not part of the statutory audit requirements and neither audit opinion was found to have been inappropriate. The suggested reforms will take the form of a new piece of legislation to replace the Fair Market Trading Act (1992) and shake up the structure of market regulation. The reforms that Wiggins thinks will have the biggest impact if enacted are listed in Exhibit 1. Exhibit 1– Potential Reforms Proposal 14a.3 Maximum Spread/Commissions on Futures Transactions The government has suggested putting a ceiling on spreads and commissions to limit the potential for the two exchanges to exploit their duopoly. Wiggins thinks that the limits are very low and the government may end up having to subsidize losses that the companies may make. His opinion is that the government is using the scandal as an excuse to reduce trading fees and attract trading to the country from overseas. Proposal 18.d.5 Increased Disclosure Requirements for Hedge Funds and Private Equity Funds Historically requirements in this area have been limited. New rules will require a large increase in the amount of reporting required for both type of funds, with a fund's prospectus and annual results likely to be subject to an independent audit.
Question
Which of the following organizations is most likely to face conflict of interest issues?
Answer Choices:
A. The Derivative Trading Commission
B. The Public Audit Commission
C. The Market and Trading Commission
Explanation
A conflict of interest issue is most likely to arise when an industry makes use of a self- regulating organization. In this scenario, only the DTC is an SRO.
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